Maedi Tanham Carney, CFP
    M&L Special Needs Planning, LLC
    5603 Potomac Avenue NW
    Washington DC 20016
    work(202)841-8362
    fax    (202)248-7635
    www.specialneedsplanning.net
    A passion to help. The knowledge and
    experience to deliver.

    M&L Special Needs Planning, LLC consists
    of certified financial planners (CFP®) who
    understand the specifics of the special needs
    family.  Maedi Tanham Carney, CFP®, owner of
    the company and a certified financial planner,
    has a special needs child and can empathize
    with the struggles and joys of this very specific
    roadmap. We help you look beyond your daily
    life and help you plan for the financial well being
    of the entire family in addition to the special
    needs child. Our past experiences, personal
    knowledge, and professional expertise  have
    enabled us to make a difference in the financial
    needs of many families.

    Following is a description of our workshops to
    educate the families on the importance of
    proper planning, In addition, there is an
    overview of our services.

    We look forward to helping your family. Please
    take a look at our website
    www.specialneedsplanning.net.

    LIST OF WORKSHOPS, DESCRIPTIONS &
    COSTS

    Navigating the Financial World of the
    Special Needs Family
    (the complete overview of the special
    needs journey)

    This workshop is an overview of the journey of
    the special needs family. Specifically we
    discuss the special needs financial planning
    timeline pointing out and explaining the key
    pressure points for the special needs child. We
    discuss how the special needs family inevitably
    must plan for two generations. When discussing
    the timeline we give definitions to the special
    needs language at the specific pressure points.

    In addition, we discuss the special needs
    planning pyramid – traditional vs. special needs
    planning. Specifically, the differences for a
    special needs family in the areas of risk
    management, legal and estate issues, cash
    reserves, cash management & budgeting and
    wealth distribution.

    The intention of this workshop is to try and bring
    simplicity and understanding to a very complex
    and overwhelming topic.

    There is no cost for this workshop.

    Preparing the Letter of Intent for your
    Special Needs Child

    The format is designed to communicate
    information along with your desires and
    concerns for your special needs child to future
    caretakers.  The family receives an M&L
    Special Needs Planning, LLC CD with all the
    questions to be filled out. We fill this out as best
    as we can during the workshop. If the families
    would like to meet individually we do this at our
    consulting rate.

    Annual reviews are extremely important with
    regards to the Letter of Intent.
    Cost $65.00 per CD.

    Birth to 3: Early Intervention

    We discuss the options for the new family and
    discuss the special needs financial planning
    timeline and the eventual pressure points for the
    family. We give list of resources to the family for
    related services and where to look for them. In
    addition we give a list of important sites that
    potentially can be of help for the family.

    We also discuss the rights of the family and
    what they are entitled to until the special needs
    child turns 21/22.

    There is no cost for this workshop.

    Age 3 – 14: IEP Process, Funding and
    Entitlements


    In this workshop we discuss the IEP process,
    funding and entitlements and where to go if you
    need help advocating for your child. We give a
    list of resources with regards to the IEP
    process, advocacy and other relevant websites.

    There is no cost for this workshop.

    Special Needs Transition Planning
    Age 15 – 21/22

    The workshop is an overview so families can
    understand what transitioning planning is, what
    the terms mean and examples of post
    secondary options. If a family needs further help
    in any of these areas we will meet with the
    families individually.  We go into detail defining
    the following terms: Supplemental Security
    Income (SSI), Medicaid, Guardianship and Post
    Secondary Options – basically all the relevant
    terminology for the age span.

    There is no cost for this workshop.

    Age 21/22 and Over: Residential Planning
    and Employment

    This workshop describes some residential
    planning concerns and employment options.
    Resources will be available.

    There is no cost for this workshop.

    Estate Planning for the Special Needs
    Families with a Special Needs Attorney


    This workshop reviews the basics of the
    Comprehensive Financial Life Planning
    concepts and the importance of the team
    approach.  The special needs attorney
    discusses the importance of getting the estate
    issues together for the special needs family. We
    discuss the terminology of estate planning (wills,
    trusts, powers of attorneys, living wills, HIPPA,
    etc) in addition to discussing the specifics of
    special needs estate planning (guardianship,
    special needs trusts, government benefits,
    funding options etc)

    There is no cost for this workshop.

    M&L Special Needs Planning, LLC Services

    Comprehensive Special Needs Financial
    Life Plans

    Special Needs families hire M&L Special
    Needs Planning, LLC to create a
    Comprehensive Financial Special Needs Life
    Plan for them. We have a series of meetings
    and in these meetings we identify and prioritize
    the family’s goals and objectives; analyze the
    present financial situation with respect to these
    goals by reviewing family resources, legal
    documents, investments, insurance and other
    related matters. From this information we put
    together a plan with recommendations and
    steps to maximize and protect personal and
    public resources. If the recommendations are
    acceptable to the family we work with the family
    to implement the recommendations and set up
    periodic reviews.

    Part of the Comprehensive Financial Life Plan
    is to calculate the approximate supplemental
    costs for the life of the special needs child. We
    do this as part of the comprehensive special
    needs life plan. We gauge the approximate
    supplemental costs of the special needs child
    by the extent of the disability and special needs.
    This is an ongoing process as the child gets
    older and changes. Hence the importance of
    periodic reviews of the original Comprehensive
    Financial Life Plan.

    Comprehensive Financial Special Needs Life
    Planning is an ongoing process. Compensation
    for planning fees, implementation services and
    reviews will be discussed during the first
    meeting.

    After the first year we will meet with the family on
    a consulting basis for an hourly rate.

    Non Comprehensive Financial Life Plans

    Like the Comprehensive Special Needs
    Financial Life Plans, we will create a
    comprehensive non-special needs financial plan
    working with your unique set of goals and
    objectives.

    We will discuss and make recommendations
    throughout the process. After mutual agreement,
    the recommendations will be incorporated into
    the plan. The client may implement the
    recommendations independently or continue to
    work with us throughout implementation.
    Compensation for planning fees,
    implementation services and reviews will be
    discussed during the first meeting.

    After the first year we will meet with the family on
    a consulting basis for an hourly rate.

    Consulting

    For an hourly fee, we evaluate existing special
    needs planning documents as a second opinion
    or at a specific decision point, such as funding
    for services, guardianship, government
    eligibility, transitioning or residential living.

    Reminder Program to create organization
    to the uncertainty of the special needs
    family

    The reminder program is a program to send
    emails at specific pressure points of the special
    needs child and with regards to the pyramid. If
    we discuss any potential changes to those
    needs in previous meetings, we would send a
    meeting request. If a family completes a
    Comprehensive Special Needs Life Plan this is
    a free service for the first year. There is an
    annual fee for this service.

    The Weinfeld Education Group,  located in
    Silver Spring, MD and serves DC, MD and VA,
    301-681-6233,
    www.richweinfeld.com, weinfeld@comcast.net

    The Weinfeld Education Group is a group of 20
    educational consultants, psychologists,
    neuropsychologists, organizational coaches,
    career planners, transition specialists and
    college counselors. Rich Weinfeld, the director
    of the group spent 30 years in a variety of
    teaching, specialist and administrative position
    in Montgomery County Public Schools.
    Rich is the author four books. He holds a
    Masters Degree in special education and is
    certified in early childhood and elementary
    education. Weinfeld Education Group is located
    in Silver Spring, MD and serves DC, MD and
    VA. Website is www.richweinfeld.com, email is
    weinfeld@comcast.net and phone is 301-681-
    6233. Please see the calendar on the website
    for upcoming training. The Weinfeld Education
    Group is hosting "Diamonds in the Rough:
    Smart Kids who Learn Differently," on March 11-
    13, 2010 at the University of MD, Shady Grove,
    featuring many nationally and locally known
    experts and authors.

    Services Provided:

    Advocacy
       Record Review
       Student Observation
       Development of Action Plan
       Attendance at School Meetings

    Assessments        
       Neuropsychological
       Psychoeducational
       Psychological

    Organizational Coaching
       Time-management
       Study and test taking skills
       Organizational strategies for long & short term
        assignments
       Self-monitoring

    Trainings and Consultations
       Parent and school groups
       Consultations with private and public schools
       Program review and development

    Transition Services
       Links to adult service providers for training
    and job
        placement      
       Placement and supervision of high school,
       summer, and gap-year experiences, including
       internships.
       Career Assessments
       College counseling services for parents and
       students.  
       Behavioral and medication consultation,
    including
       referral to providers.

    Many of these services can be subsidized
    through our partnerships with Jewish Social
    Services Agency and other charitable
    organizations.

    Calling On Beth, LLC, 301-346-6732
    www.callingonbeth.net, callingonbeth@verizon.
    net
    Locations in MD and DC Metro area

    Beth Albaneze has expertise in Rehabilitation
    Counseling; Therapeutic Recreation, Integration
    Counseling and is a part-time professor at
    Montgomery College teaching clinical courses
    in Mental Health. She is a certified practitioner
    and also Founder and Director of the Student
    Department of a statewide nonprofit company
    that serves individuals with
    chronic mental illness and/or developmental
    disabilities.
    Ms. Albaneze counsels at risk youth and adults
    who have had a chronic mental illness, a
    developmental disability, a head injury or life
    trauma, with life coaching and community
    resources.  Beth works with clients in the home
    setting to build life skills, using both social
    integration techniques and
    cohesive strategies, so that her clients can be
    successful in re-integrating into the community.
    Beth has a vast knowledge of medical,
    educational and financial resources to help her
    advocate for her clients success.
         Washington, DC
Educational Consultants/Advocates
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